Recovery Management Systems Website Privacy Policy

Thank you for visiting the Recovery Management Systems, Ltd., website (www.recoveryprofessionals.com and www.recoverymanagementsystems.com). We believe in the importance of your privacy and protecting your privacy is one of our priorities. In acknowledgment of our belief we have adopted a comprehensive policy to safeguard the privacy of all visitors to the Recovery Management Systems website. This policy is applicable to all information that is gathered from our visitors.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, account balances and payment history, credit history and credit scores. When you close your account, we continue to share information about you according to our policies.

All financial companies need to share customers' personal information to run their everyday business-to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons Recovery Management Systems chooses to share, and whether you can limit this sharing.

Recovery Management Systems shares your personal information for the following purposes, and this sharing may not be limited by you:

For our everyday business purposes to process your transactions, maintain your account, and report to credit bureaus.

For our marketing purposes to offer our products and services to you.

For joint marketing with other financial companies.

For our affiliates' everyday business purposes information about your transactions and experiences.

Recovery Management Systems shares your personal information for the following purposes, and this sharing may be limited by you:

For our affiliates' everyday business purposes information about your creditworthiness.

For our affiliates to market to you.

For our non-affiliates to market to you.

Recovery Management Systems' sharing practices:

We must notify you about our sharing practices when you open an account, and each year while you are a customer. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you pay your bills or apply for credit. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit sharing only for: affiliates' everyday business purposes--information about your creditworthiness, affiliates to market to you, non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Everyday Business Purposes

The actions necessary by financial companies to run their business and manage customer accounts, such as: processing transactions, mailing, and auditing services, providing information to credit bureaus, responding to court orders and legal investigations.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies, such as Recovery Management Systems; and non-financial companies, such as Atlantic Financial Services, Progressive Chevrolet, and Progressive Cadillac/Dodge.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include warranty companies, insurance companies, direct marketing companies, and nonprofit organizations.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Recovery Management Systems doesn't jointly market, but reserves the right to do so in the future.

Cookies

"Cookies" are small pieces of information that are stored by your browser on your computer's hard drive. The Recovery Management Systems website does not collect cookies.

Contact Recovery Management Systems

To limit the sharing of your personal information, please contact our Compliance officer by telephone or in writing, at the number and address below:

By telephone:

(888) 767-7449

By mail:

Recovery Management Systems, Ltd.
Privacy Department
PO Box 755
Massillon, Ohio 44648

Unless we hear from you, we can begin sharing your information 30 days from the date of your credit application. However, you can contact us at any time to limit our sharing.